EMV 3DS Mini-Series
Publication Date: May 2025
Explore the First Brief in Our EMV 3DS Mini-Series
EMV® 3-D Secure (EMV 3DS) is a powerful tool for reducing eCommerce fraud, improving transaction approval rates, and protecting merchants from chargebacks.
In this first installment of the U.S. Payments Forum’s EMV 3DS Mini-Series, we break down:
- How EMV 3DS works across issuer, acquirer, and interoperability domains
- Real-world use cases like high-risk, high-value, and cross-border transactions
- Key benefits for merchants—including fraud reduction, customer trust, and liability protection
- Common adoption challenges and how to overcome them
Whether you’re exploring EMV 3DS for the first time or looking to optimize your implementation, this quick-read brief delivers clear, actionable insights.
👉 Download the brief now and take the first step toward more secure, seamless online payments.
Please note: The information and materials available on this web page (“Information”) is provided solely for convenience and does not constitute legal or technical advice. All representations or warranties, express or implied, are expressly disclaimed, including without limitation, implied warranties of merchantability or fitness for a particular purpose and all warranties regarding accuracy, completeness, adequacy, results, title and non-infringement. All Information is limited to the scenarios, stakeholders and other matters specified, and should be considered in light of applicable laws, regulations, industry rules and requirements, facts, circumstances and other relevant factors. None of the Information should be interpreted or construed to require or promote the establishment of any solution, practice, configuration, rule, requirement or specification inconsistent with applicable legal requirements, any of which requirements may change over time. The U.S. Payments Forum assumes no responsibility to support, maintain or update the Information, regardless of any such change. Use of or reliance on the Information is at the user’s sole risk, and users are strongly encouraged to consult with their respective payment networks, acquirers, processors, vendors and appropriately qualified technical and legal experts prior to all implementation decisions.