Petroleum AFD Certification Roadmap: EMV Kernels, PCI PTS POI, and the Path Forward

Executive Summary

Petroleum merchants are approaching critical certification milestones tied to EMV® Contactless and PCI PIN Transaction Security (PTS) Point of Interaction (POI) requirements for outdoor automated fuel dispensers (AFDs). As certification expiration dates draw closer, merchants face complex technical, operational, and financial considerations that may impact long-term planning and customer experience.

This executive summary, developed by the U.S. Payments Forum Petroleum Working Committee, provides an objective overview of the evolving certification landscape and the challenges associated with upgrading or replacing AFD equipment.

This resource outlines:

  • Upcoming EMV L1 Contactless Interface Specification and PCI PTS POI certification expiration timelines
  • Technical dependencies between PCI PTS POI, EMV Level 1, Level 2, and Level 3 certifications
  • Industry impacts related to equipment life cycles, depreciation, and implementation constraints
  • Operational and cost considerations facing petroleum merchants
  • Potential options and planning considerations for navigating the transition

This executive summary is intended for:

  • Petroleum merchants and fuel retailers
  • AFD manufacturers and solution providers
  • Payment processors, acquirers, and fuel brands
  • Industry stakeholders involved in EMV, PCI, and petroleum payments

The document is designed to help stakeholders better understand the certification environment, identify key dependencies, and support informed discussions and planning efforts across the petroleum payments ecosystem.

Download the Executive Summary

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