QR Codes FAQ
QR Codes FAQ

Publication Date: October 2022

Using QR Codes to process payments is more prevalent than ever before. This ten question FAQ will dive into common questions such as: how secure QR codes are, the difference between ‘merchant-presented’ versus ‘consumer-presented’ and will outline questions merchants should consider when deciding if a QR code is right for them.  This resource is aimed to assist merchants, providers and consumers within the payments landscape.

About the U.S. Payments Forum Mobile and Touchless Payments Working Committee

The goal of the Mobile and Touchless Payments Working Committee is for all interested parties to work collaboratively to explore the opportunities and challenges associated with implementation of mobile and touchless payments in the U.S. market, identify possible solutions to challenges, and facilitate the sharing of best practices with all industry stakeholders.

Please note: The information and materials available on this web page (“Information”) is provided solely for convenience and does not constitute legal or technical advice. All representations or warranties, express or implied, are expressly disclaimed, including without limitation, implied warranties of merchantability or fitness for a particular purpose and all warranties regarding accuracy, completeness, adequacy, results, title and non-infringement. All Information is limited to the scenarios, stakeholders and other matters specified, and should be considered in light of applicable laws, regulations, industry rules and requirements, facts, circumstances and other relevant factors. None of the Information should be interpreted or construed to require or promote the establishment of any solution, practice, configuration, rule, requirement or specification inconsistent with applicable legal requirements, any of which requirements may change over time. The U.S. Payments Forum assumes no responsibility to support, maintain or update the Information, regardless of any such change. Use of or reliance on the Information is at the user’s sole risk, and users are strongly encouraged to consult with their respective payment networks, acquirers, processors, vendors and appropriately qualified technical and legal experts prior to all implementation decisions.

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