Migrating Fleet Cards to EMV
Migrating Fleet Cards to EMV

Publication Date: November 2023

Executive Summary

The migration of fleet card processing from magnetic stripe to the more secure EMV specifications is underway. The U.S. Payments Forum is issuing this white paper to help payment stakeholders understand what is involved in the shift to EMV fleet transactions, and to provide insight on the current migration status.  In particular, industry participants need insight into EMV fleet migration across all fleet brands to help accelerate the testing of EMV fleet payment applications and minimize rework. To provide context, the white paper also includes an overview of fleet card processing including appendices that describe fleet processing and payment requirements.

The objective of this white paper is to provide information and insights that can make EMV fleet testing more efficient and consistent for industry stakeholders. Information is also provided on the implications and potential benefits of moving to EMV Fleet. Each fleet payment stakeholder will decide whether to migrate to EMV, and if so, when and how.  The fleet payment brands independently set any milestone dates on their specific migration timelines. These dates can change, and technology vendors, merchants, and acquirers are strongly encouraged to engage with their fleet payment providers to obtain the latest information.

To download the full white paper, please fill out the form below:

If you are a member, the white paper can be download on the members only page here: https://protected.uspaymentsforum.org/migrating-fleet-cards-to-emv/

This field is for validation purposes and should be left unchanged.

Please note: The information and materials available on this web page (“Information”) is provided solely for convenience and does not constitute legal or technical advice. All representations or warranties, express or implied, are expressly disclaimed, including without limitation, implied warranties of merchantability or fitness for a particular purpose and all warranties regarding accuracy, completeness, adequacy, results, title and non-infringement. All Information is limited to the scenarios, stakeholders and other matters specified, and should be considered in light of applicable laws, regulations, industry rules and requirements, facts, circumstances and other relevant factors. None of the Information should be interpreted or construed to require or promote the establishment of any solution, practice, configuration, rule, requirement or specification inconsistent with applicable legal requirements, any of which requirements may change over time. The U.S. Payments Forum assumes no responsibility to support, maintain or update the Information, regardless of any such change. Use of or reliance on the Information is at the user’s sole risk, and users are strongly encouraged to consult with their respective payment networks, acquirers, processors, vendors and appropriately qualified technical and legal experts prior to all implementation decisions.

Share this