Migrating Fleet Cards to EMV
Migrating Fleet Cards to EMV

Publication Date: November 2023

Executive Summary

The migration of fleet card processing from magnetic stripe to the more secure EMV specifications is underway. The U.S. Payments Forum is issuing this white paper to help payment stakeholders understand what is involved in the shift to EMV fleet transactions, and to provide insight on the current migration status.  In particular, industry participants need insight into EMV fleet migration across all fleet brands to help accelerate the testing of EMV fleet payment applications and minimize rework. To provide context, the white paper also includes an overview of fleet card processing including appendices that describe fleet processing and payment requirements.

The objective of this white paper is to provide information and insights that can make EMV fleet testing more efficient and consistent for industry stakeholders. Information is also provided on the implications and potential benefits of moving to EMV Fleet. Each fleet payment stakeholder will decide whether to migrate to EMV, and if so, when and how.  The fleet payment brands independently set any milestone dates on their specific migration timelines. These dates can change, and technology vendors, merchants, and acquirers are strongly encouraged to engage with their fleet payment providers to obtain the latest information.


To download the full white paper, please fill out the form below:

If you are a member, the white paper can be download on the members only page here: https://protected.uspaymentsforum.org/migrating-fleet-cards-to-emv/

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