Publication Date: September 2017
Like most brick and mortar retailers, the petroleum industry has been busy preparing for the acceptance of EMV payment cards. Developing, testing, and deploying software for petroleum-specific point-of-sale (POS) systems is complex and a long process. The introduction of EMV cards impact several components related to retail petroleum payment processing, including POS, payment servers, indoor payment terminals, forecourt controllers, fuel dispensers, and the special purpose acquirer systems that handle petroleum-specific payment types. The nature of these payment components creates inherently more complex development, testing, and certification efforts for petroleum retailers. Because of this complexity, it was necessary for the petroleum industry to await the completed credit and debit specifications before finalizing their development and programming.
The U.S. Payments Forum Petroleum Working Committee developed this frequently asked questions (FAQ) document to provide a common, consistent understanding of EMV issues in the U.S. retail petroleum industry. The target audience includes retailers, technology vendors, payment networks, acquirers, and other stakeholders involved in the processing of payments from retail petroleum sites.
About the U.S. Payments Forum Petroleum Working Committee
The Petroleum Working Committee was established for all interested parties to work collaboratively to identify, review and resolve challenges associated with implementation of EMV within the U.S. petroleum and convenience market. The Petroleum Working Committee includes payment networks, petroleum and convenience merchants, petroleum-specific acquirers, petroleum and convenience POS vendors and fuel dispenser manufacturers, and other organizations servicing the petroleum and convenience category.
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